At the core of Credit Smart Repair is a moral and ethical commitment to do the right thing for our clients and for our industry. We are dedicated to providing our customers with a high level of customer service & a healthy credit lifestyle. Because we are different from the rest, proof of our integrity can be seen with our many positive reviews we receive from our clients & can be found at the top of this page menu "reviews" tab. We are your local credit repair processing firm.

Allow Us To Fight Your Past Credit Issues and Help Build Your Personal Credit Financial Future!

CSR recognizes all current credit laws and offers a comprehensive, yet simple approach to improve credit ratings. The Credit Advisor is able to assist consumers in exercising their rights under the Fair Credit Reporting Act (FCRA), the Fair and Accurate Credit Transactions Act (FACTA), Fair Credit Billing Act (FCBA), Fair Debt Collection Practices Act (FDCPA) and the Consumer Protection Credit Act (CPCA).

Our processing firm disputes inaccurate, obsolete, erroneous, incomplete and unverifiable information reported to the four major credit bureaus namely: Experian, Trans Union, Equifax and (in some cases Innovis) in order to help improve consumers' credit ratings. Under the (FCRA) consumers have the right to challenge information on their credit reports based upon the "completeness and accuracy" of all reported credit items. If, after a re-investigation by the credit bureaus, the disputed item is found to be inaccurate or can no longer be verified, the credit bureau shall promptly delete such information. Consumers have the right to dispute any and all credit items that are not 100% accurate and complete.

Our team of experienced consultants can review your credit reports, assess your current situation, and provide customized solutions to meet your needs. Through a meticulous process, CSR can help restore your credit by auditing BOTH the credit bureaus and the creditors. This process ensures that we achieve the best results for our clients to have a better financial future! Contact us and find out how you can legally and efficiently help you SAVE BIG Money & achieve better credit.