Credit Myth #4 of 10 (Series 1)
Q: Disputing the credit report is easy and any consumer can do it himself for the price of a few postage stamps.
A: Disputing the credit report is now easier than ever. I have to admit though that it is easy only if you are using the right tool & get the correct advice. Credit Smart Repair is your best tool and we give you great up to date advice.
Honestly, this does not mean you cannot restore your credit yourself, but is you lack the patience, time, persistency, followup and knowledge of the laws that regulate the credit reporting agencies; then you may run into some issues. Issues that may even hurt and further damage you credit.
You also may find disputing with the credit bureaus may be amazingly difficult, frustrating, complex, and infuriating. It is not a coincidence that the Federal Trade Commission receives more complaints against credit bureaus than any other type of business.
Remember, the credit bureaus are primarily interested in protecting their profits. Investigating your challenge consumes these profits. Short of sparking a mass number of lawsuits, the credit bureaus seem to do everything in their power to discourage consumers from making progress with their credit restoration. As you would not extract your own tooth or perform a root canal on yourself, allow professionals to assist you in the credit restoration process for best results.